Tinjauan Yuridis Penyalahgunaan Teknologi Dalam Melakukan Penipuan Berselimut Pesan Pribadi Untuk Menguras Saldo m-Banking

Abstrak

Unlawful behavior or known as criminal acts is now increasingly rampant along with the progress of the times that cannot be left behind. One form of criminal act is fraud, currently fraud is increasingly diverse which is ready to drain the balance in the m-banking of its victims. One of them is fraud using phishing links that can retrieve personal data. This makes personal data and m-banking balance unsafe. Phishing link fraud methods are also diverse. For example, fraud that seems to send information about wedding invitations but in ".apk" format. This research is carried out with the aim of finding out how juridical reviews are in dealing with criminal acts of fraud through personal messages and how their law enforcement is according to the Criminal Code and the Electronic Information and Transaction Law. This research uses the normative juridical method, so it is concluded: 1. A juridical review of the misuse of technology in committing fraud through private messages. 2. Factors that encourage fraud criminal acts through private messages according to Pasal 378 KUHP and ITE Law Number 19 of 2016.